vest101 - Azyr

One place for everything you own. vest101 pulls your brokerage positions straight from Trading 212 and Interactive Brokers, and tracks Bitcoin, other cryptocurrencies, physical gold, and private investments alongside them — all converted to a single currency so the total actually means something.

On top of the numbers sits a research assistant that reads your holdings, follows the sources you care about, and turns them into plain-language recommendations and weekly reports. Prices, allocation, and profit and loss update as the market moves.

Important: vest101 is a personal portfolio tracker and research tool. Nothing it shows is investment advice, and no figure in it is a recommendation to buy or sell. Investments can lose value.

The four screens

Sample data, rendered with the same components the product uses.

The portfolio screen: a total value of 139,850 euro against 118,400 deposited, a 24-month value-versus-deposits chart, and a table splitting the total across Trading 212, Interactive Brokers, Bitcoin and gold. — **Portfolio** Every broker and every asset class in one figure, value against deposits, split by source — with the last successful sync stated rather than implied. When a broker fails to sync it says so, because a stale number that looks fresh is worse than no number.

The dividends screen: 4,485 euro trailing twelve months, a 374 euro monthly average, a bar chart of income by month, and a table of the highest-paying holdings with their broker source. — **Dividends** Income by month, by ticker and by source, across both brokers at once. Not an estimate derived from a yield figure — the payments that actually arrived, reconciled against what the broker reported.

The advisor screen: a question about whether a holding's dividend is at risk, the three data tools the advisor read to answer it, and a reply quoting AFFO coverage of 1.28 times alongside a concentration warning. — **Advisor** Questions answered against the real holdings, the dividend history and a knowledge base, with the tools it consulted shown above the reply. It analyses; it does not recommend.

The inbox screen: three agent proposals, each with its reasoning and an accept or reject pair of buttons, and a chip in the title bar reading two awaiting you. — **Inbox** Agents propose, you decide. Every change an agent wants to make lands here with its reasoning attached and stays there until it is accepted or rejected. Nothing is applied on its own.

Illustrative renderings with sample figures — not screenshots of a real account.